Important Information

Key Information About Your Coverage

Below are a few pieces of important information we want to make sure you understand.

Please be aware that this coverage is not a general health insurance policy, but an interim, limited benefit period, travel medical program intended for use while traveling 100 miles or more away from your home.

The information contained on this website is intended as a brief summary of benefits and services. It is not your policy. If there is any difference between this brochure and your policy, the provisions of the policy will prevail. Benefits and premiums are subject to change.

While traveling, it is your responsibility to maintain all records regarding travel history, medical bills, receipts etc, and provide necessary documents to Trawick International to verify your eligibility for coverage.

How Does SafeTreker Work?

This Certificate/Policy is not intended to be issued where other medical insurance exists. If other medical insurance does exist at the time of the claim then the amounts of benefit payable by such other medical insurance will become the deductible amount of this Certificate/Policy if such benefits exceed the deductible amount shown in the Schedule of Benefits.

Patient Protection and Affordable Care Act:

This is not qualifying health coverage (“minimum essential coverage”) that satisfies the health care coverage requirement of the Affordable Care Act. If you don’t have minimum essential coverage, you may owe an additional payment with your taxes.

Your Underwriter:

SafeTreker is underwritten by Nationwide Mutual Insurance Company an established organization with an A.M. Best rating of "A+" (Excellent). You can feel confident that your coverage will be there when you need it.